One of the best tips on lending is to know yourself first before sending loan applications. This will better help any company gain greater possibility of securing the loan needed.
Before searching for a lender, take time to know your credit score first. This will help you gauge yourself if you are on a better standing of landing a loan or not. This indicates to both creditors and lenders how you can be able to pay back the loan if granted. They base it on the payment and credit pattern shown in the past. The median score ranges from 660 -723. Another thing to do is to make sure to regularly check your credit report. Be on the look-out for any irregularities such as mistakes or outdated information. This will also avoid any damage such as identity theft. It is advisable that you ask for a free annual report or a free copy of credit report from a bureau every four months.